Traditional and Roth IRAs

Amount of Roth IRA Contributions That You Can Make For 2015

This table shows whether your contribution to a Roth IRA is affected by the amount of your modified AGI as computed for Roth IRA purpose.

If your filing status is… And your modified AGI is… Then you can contribute…
married filing jointly or qualifying widow(er)

 < $183,000

 up to the limit

 > $183,000 but < $193,000

 a reduced amount

 >  $193,000

 zero
married filing separately and you lived with your spouse at any time during the year

 < $10,000

 a reduced amount

 > $10,000

 zero
single, head of household, or married filing separately and you did not live with your spouse at any time during the year

 < $116,000

 up to the limit

 > $116,000 but < $131,000

 a reduced amount

 > $131,000

 zero

 

Information is from www.irs.gov